We're not a Bank
We're Better

Open an account in minutes, No paper work required, Fast and cheap money transfers, Free bank transfers, Enjoy branchless banking , Beautiful bank app

Mobile Account

Open and manage your account directly from your mobile phone.

One Account

Connect all your existing bank accounts to your Dot. account.

Safe Account

100% secure and PCI Compliant. Your money is safe and insured by NDIC.

Simple Banking for Everyone

Simply dial *347*3# to open and access your Dot. account instantly. Check your account balances, make transfers, buy airtime and make cardless withdrawals directly from your phone. It's available 24/7 on all mobile devices and requires no internet access.

Dot. Card

A beautiful card for your Dot. account. Use it at ATMs, POS and online to make payments for goods and services.

Dot. simplifies your financial life by connecting all your existing bank accounts to one smart card and one even smarter app.

Open an Account Instantly

Simply install the Dot. mobile app, and use it to open a Dot. account instantly. There are no lengthy forms or paper works required.

Send Money to Anyone

Send money to anyone instantly into their Dot. account or bank account. If you don't have their bank account details, send to their phone number or email address.

Pay Bills Easily

Pay for electricity, TV subscriptions, internet data bundles, airtime and more directly from your Dot. account. Setup recurring payment and forget about paying bills again.

Dot. for Business

Be one of the first to experiance Dot. for Business, Issue cards to all of your staff and manage their expenses.

Accept payments with Dot. links and build directly on our APIs.